Did you discover that an upstairs plumbing line was leaking after noticing discoloration on the walls in the downstairs area of your house? If you have homeowners insurance, it is likely that you can file a claim for all of the damage that the leaking plumbing line has caused. If you have already filed a claim but don't feel as though the money being offered by your insurance provider is fair, you can take action and contest the offer. You will need the help of a public insurance claim adjuster as there are several services that you will find handy for resolving your situation. This article provides an overview of some of the things that you might want to know about getting assistance from a public insurance claim adjuster.
When Should a Public Insurance Claim Adjuster Be Hired?
A good time to hire a public adjuster is when a homeowner must make a greater extent of repairs than an insurance provider is willing to pay for. If your upstairs plumbing line leak caused damage downstairs, you deserve to get compensated in order to repair the leak and the damaged areas downstairs. As long as you are able to prove that the leaking plumbing line is what caused the damage downstairs, your insurance provider should be willing to provide a sufficient amount of compensation for the repairs. A public adjuster is helpful in such a case because they can thoroughly inspect the leak and damaged areas of your house. An adjuster has the expertise to prove to an insurance provider that the damage was caused by the leaking pipe.
What if an Insurance Company Has Already Sent an Adjuster?
It is common for home insurance providers to send their own adjusters to perform an inspection when a claim is made by a homeowner. However, sometimes adjusters that are sent by insurance providers are not thorough enough when they perform inspections. For example, the upstairs area of your house might be inspected where the leak occurred, but the damage downstairs might be ignored. By hiring your own adjuster, you can ensure that the fullest extent of damage that was caused by the leaking pipe is inspected and included in your claim.
Will an Insurance Company Negotiate with a Public Adjuster?
Due to the professionalism of public adjusters, it is likely that an insurance provider will negotiate a homeowner's claim when a public adjuster is hired. If an insurance provider does not want to negotiate, it is possible for you to file a lawsuit. However, you can count on getting a fair amount of money from your insurance provider by hiring a public adjuster.
Reach out to a public insurance claim adjustment professional, such as Anthony Ricciardi Licensed Public Insurance Adjuster, to learn more.