Insurance 101: Tips and Tricks to Choosing the Right Policy

About Me
Insurance 101: Tips and Tricks to Choosing the Right Policy

Since my parents always added me to their auto insurance policy when I was a teenager, I never learned how to make educated insurance policy decisions. When I moved out of my parents house at the age of 25 and it was time to get my own policy, I was overwhelmed with all of the decisions I had to make. Thankfully, my parents were eager to teach me what each insurance coverage option meant and what the best choices were for me. I learned a lot about insurance during this experience, and I am eager to share what I learned with others on my new blog. I also plan to include many tips on choosing health and homeowners insurance policies, so check back often if you want to learn a little more about insurance!


Transitioning from Parents’ Car Insurance to Your Own Policy

28 May 2024
 Categories: Insurance, Blog

You're finally at a point in your life where you're ready to take the next step towards independence and get off your parents' car insurance policy. This can be an exciting but also daunting process, as there are many factors to consider when choosing your own policy. This article will guide you through the steps of transitioning from your parents' insurance to your own policy so you can confidently hit the road with the coverage you need. Read More …

Understanding the Basics of Car Insurance

27 February 2024
 Categories: Insurance, Blog

Car insurance is an essential component of owning and operating a vehicle. It offers financial security in case of an accident, theft, or damage to your vehicle. Understanding the basics of car insurance can help you make informed decisions when selecting a policy that suits your needs and budget. Types of Coverage There are several types of car insurance coverage available, each offering different levels of protection. Liability coverage is typically required by law and covers damages to other vehicles and property in an accident where you are at fault. Read More …

The Role of Deductibles in Your Car Insurance Plan

3 January 2024
 Categories: Insurance, Blog

When it comes to car insurance, there are many factors to consider. One key aspect that can greatly affect your policy and premiums is the deductible. Understanding what a deductible is and how it works is essential for making informed decisions about your car insurance. What Is a Deductible? A deductible refers to the predetermined sum of money that you are responsible for paying before your insurance coverage takes effect. It is a set amount that you are responsible for paying in the event of a claim. Read More …

When Do You Need SR22 Insurance?

17 November 2023
 Categories: Insurance, Blog

If you're unsure about what SR22 insurance is or when you need it, you're not alone. Many people are unaware of this type of insurance, which can create some confusion when it's required. This blog post will discuss what SR22 insurance is, why you might need it, and how to obtain this type of insurance. What Is SR22 Insurance? Simply put, SR22 insurance is a type of car insurance that's required by law. Read More …

Navigating Temporary Housing: How Insurance Steps In After A House Fire

13 September 2023
 Categories: Insurance, Blog

The devastating aftermath of a house fire is a trying experience for homeowners. Aside from the emotional toll, the practical realities like finding a temporary place to live can be overwhelming. Thankfully, if you have homeowners insurance, you can find solace in the fact that temporary housing might be covered. Here's a breakdown of how insurance typically handles this aspect. The Essence of Additional Living Expenses Many homeowners insurance policies include what's known as additional living expenses (ALE) or Loss of Use coverage. Read More …