If you are getting your first used car, this can be an exciting time. To ensure things go smoothly, there are some things you must do before you start driving your new car, such as getting car insurance and having the car inspected.
Get Car Insurance
Depending on the state that you live in, it is often required that you have car insurance. Even if your state does not require it, you should still purchase car insurance. This is one of the most important things you can do.
There is liability insurance which only covers the other driver and their medical bills, if there are any; however, your car will not be covered at all. You can save money by having only liability insurance. Consider how much your car is worth. If you could easily replace it, then liability would be a good option. If your car is worth much more than you can pay, then this would not be the right insurance for you.
Full coverage insurance covers you, your vehicle, and your medical bills if you are in a car accident. If the accident is your fault, your insurance company will cover the other driver's expenses, such as all medical expenses, and repair or replace their car. Your premiums will be higher with this insurance. An insurance agent can go over each of these with you in much more detail.
Have the Car Inspected
If you are purchasing a used car from an individual, you should hire a mechanic to inspect the car for you. First, ask the owner if they have done the right maintenance on the car, such as oil changes, check fluid levels, etc. If so, they should be able to prove this by showing paperwork.
The mechanic can check the engine to ensure it is in good condition. They will look at the spark plugs, the plug wiring, and much more. They will inspect the radiator, carburetor, belts, hoses, and fluid levels. The exterior will be checked for any problems, such as dents, rust, etc. The mechanic will check the interior for cleanliness, rips in seats, damage to the ceiling, etc. There may be things that you have not noticed yourself, such as small rips or cracks in seats. Tires and breaks will also be inspected.
Once you have the car inspected and the insurance in place, you will feel great knowing your car is ready for the road.