Mabel Ray

About Me
Insurance 101: Tips and Tricks to Choosing the Right Policy

Since my parents always added me to their auto insurance policy when I was a teenager, I never learned how to make educated insurance policy decisions. When I moved out of my parents house at the age of 25 and it was time to get my own policy, I was overwhelmed with all of the decisions I had to make. Thankfully, my parents were eager to teach me what each insurance coverage option meant and what the best choices were for me. I learned a lot about insurance during this experience, and I am eager to share what I learned with others on my new blog. I also plan to include many tips on choosing health and homeowners insurance policies, so check back often if you want to learn a little more about insurance!


Navigating Temporary Housing: How Insurance Steps In After A House Fire

13 September 2023
 Categories: Insurance, Blog

The devastating aftermath of a house fire is a trying experience for homeowners. Aside from the emotional toll, the practical realities like finding a temporary place to live can be overwhelming. Thankfully, if you have homeowners insurance, you can find solace in the fact that temporary housing might be covered. Here's a breakdown of how insurance typically handles this aspect. The Essence of Additional Living Expenses Many homeowners insurance policies include what's known as additional living expenses (ALE) or Loss of Use coverage. Read More …

3 Ways To Save On Car Insurance After A DUI

20 July 2023
 Categories: Insurance, Blog

Did you recently get a DUI? If so, this is probably a stressful time. You may face fines, a license suspension, and even a jail sentence. Another long-term consequence is an increase in your car insurance premiums. Any traffic violation often increases premiums. However, a DUI is a significant violation, so you could see a large premium increase after your conviction. The good news is there are steps you can take to reduce your premiums and save some money. Read More …

Exploring Essential Coverage Options Offered By Commercial Insurance Agencies

30 May 2023
 Categories: Insurance, Blog

Commercial insurance plays a vital role in protecting businesses from financial risks and liabilities. With various coverage options available, it is crucial for business owners to understand the types of insurance that best suit their needs. Here are four essential coverage options offered by a commercial insurance agency, providing insights into the protection they provide and their significance for businesses. General Liability Insurance General liability insurance is a fundamental coverage option for businesses, safeguarding against common risks and potential lawsuits. Read More …

Original Medicare Or Medicare Advantage? Find Out Which Is Best For You

14 April 2023
 Categories: Insurance, Blog

If you're about to get Medicare health insurance you need to decide whether you want original Medicare or Medicare Advantage. There are some key differences and benefits that you should consider, to make your final selection.  When choosing between original Medicare or Medicare Advantage you should think about your lifestyle. Here are some tips that will help you decide which Medicare Plan is right for you. Think About Coverage Original Medicare and Medicare Advantage cover the same things. Read More …

How To Get Cheaper Rates For Auto Insurance

27 February 2023
 Categories: Insurance, Blog

If you are interested in getting cheaper rates for auto insurance, you are not alone. This is something that a lot of people want to do, but they may not know how to get it done or where to get started. To help make sure that you are able to get an auto insurance rate that fits better into your budget, you will want to take a little time to read through the following advice: Read More …