Mabel Ray

About Me
Insurance 101: Tips and Tricks to Choosing the Right Policy

Since my parents always added me to their auto insurance policy when I was a teenager, I never learned how to make educated insurance policy decisions. When I moved out of my parents house at the age of 25 and it was time to get my own policy, I was overwhelmed with all of the decisions I had to make. Thankfully, my parents were eager to teach me what each insurance coverage option meant and what the best choices were for me. I learned a lot about insurance during this experience, and I am eager to share what I learned with others on my new blog. I also plan to include many tips on choosing health and homeowners insurance policies, so check back often if you want to learn a little more about insurance!

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Effects Of Spring Projects On Your Homeowner’s Insurance Needs

25 April 2019
 Categories: Insurance, Blog

As winter comes to an end and spring is in the air, you might have some projects you are ready to do. Completing projects in the spring is very common for homeowners, but when you complete projects around your house, they might affect your homeowner's insurance needs. Because of this, it is always important to consider the implications and contact your insurance company to find out if you need to make adjustments to your policy due to the projects you are completing. Read More …

Why You Should Pay Your Commercial Truck Insurance Monthly If You’re An Owner-Operator

10 March 2019
 Categories: Insurance, Blog

As with car insurance, you can often choose between paying your commercial truck insurance on a monthly basis, once every six months or once a year. If you are an owner-operator, you might want to look into paying your commercial truck insurance on a monthly basis. Even though you will of course need to talk to your insurance agent and determine which option is best for you, you might want to pay your commercial insurance on a monthly basis for these reasons. Read More …

Why You Should Adjust Homeowner’s Insurance Coverage After A Remodeling Project

7 January 2019
 Categories: Insurance, Blog

When you purchase homeowner's insurance on your house, you should not just let the policy remain in effect for years without ever evaluating it or adjusting it. Instead, you should evaluate it yearly and even look for quotes from other companies on occasion, and you should also evaluate your policy if you ever complete a major remodeling project in your home. If you recently remodeled your home, here are several reasons to consider contacting your home insurance agent. Read More …

Understanding The Difference Between “Deductible” And “Premium”

23 November 2018
 Categories: Insurance, Blog

People who are not in the business of selling insurance are regularly confused as to insurance terminology and how homeowners insurance policies work. For example, "deductible" and "premium" are the two most commonly confused words. Consumers also get confused about claims payments, thinking that one of these two words mean "payment on a claim." As you begin to look into homeowners insurance policies for the very first time, here is how you can understand and keep separate what " Read More …

3 Tips For Buying A Used Vehicle

3 October 2018
 Categories: Insurance, Blog

When you're interested in buying a used vehicle, it's important that you do everything possible to find a great deal and ensure that you're landing an automobile that is right for you. You'll need to consider what you are looking for and do your due diligence to be certain you're doing what is best for you in this regard. If you are in the market for a vehicle, read below and follow these strategies to learn everything that you need to know. Read More …